LAND RECORD DIVISIONS

      Abstract Division
      Torrens Division The following is intended to assist with recording Torrens documents with the Lyon County Registrar of Titles.

Examiner's Directive is needed for documents dealing with:

• Trust Documents
• Probate Documents
• Guardian & Conservator's Documents
• Condemnation
• Mortgage foreclosure by Action
• Vacations
• Divorces (if the judgment is being used to transfer the land)

 It is the responsibility of the person/firm presenting the documents for recording to obtain the "Directive" and it must accompany the documents when presented for recording to the office of the Registrar of Titles.

• After cancellation of Contract for Deed
• After mortgage foreclosure by advertisement
• Tax title less than 10 years
• To reform the Certificate of Title (to remove or add anything not specified under the directive statute)
• To determine adverse claims
• Any other change to the Certificate of title when the Examiner doesn't feel comfortable in directing without a court hearing.
• Determination of boundaries
• Termination of Easement
• Construction of Easement
• Transfer of Title by Operation of law (usually dissolution- as noted earlier)
• Transfer of Title free and clear of lien per Bankruptcy order

   
LYON COUNTY'S TORRENS EXAMINER: Paul Stoneberg
Lyon County Torrens Examiner
300 South O'Connell Street
Marshall, MN 56258
Phone Number: 507-537-0591 IT IS THE RESPONSIBILITY OF THE SUBMITTING PARTY TO IDENTIFY IN WHICH DIVISION THEY WANT THEIR DOCUMENTS RECORDED.

ADVICE ON AVOIDING DEED SCAMS

Some companies have sent mailings to Minnesota homeowners that may on first blush look like a bill from a government agency.  The mailings may attempt to get homeowners to pay upward of $90 in some cases for a copy of their real estate deed or property profile.  Companies that send these mailings count on the fact that many homeowners don't know how, where, or when to get their deed to the home.  Situations in which you need a copy of your property deed may include:

• buying or selling your house
• refinancing your mortgage
• transferring title to your house

Your County Recorder or Registrar of Titles can provide a copy of your deed for just a few dollars.  You do not need to pay a private company to obtain your deed for you. 

FREE PROPERTY FRAUD ALERT

Are you aware that property and mortgage fraud are the fastest growing white-collar crimes in the county and that property fraud can be caught early if the right technology is in place?

Property Fraud Alert is a FREE internet-based system that automatically alerts you, via email or phone, each time there is a recording activity on a property owned by you.  Upon notification, you can then verify that this activity was initiated by you and not by someone attempting to commit property fraud.

If you own property in Lyon County and are interested in signing up for Property Fraud Alert you can go to http://pfa.fidlar.com/MNLyon or contact the Lyon County Recorder's Office at 507-537-6722.